We may live somehow with an empty-pocket but can’t live without good health. There is a misconception that a healthy lifestyle is expensive, actually, it depends on you.
You can live an expensive or budget healthy lifestyle. You may have to spend a bit more on getting organic food but, you will save more in other ways.
5 Ways a Healthy Lifestyle Saves Money
In this article, we will discuss the ways you can save money by living healthy.
1. Cutting Down Bad Habits
The first rule of a healthy lifestyle is to avoid sugar and when we talk about bad habits, the first thing comes in mind is smoking. If you are a chain smoker and consume one packet of cigarettes per day, in a year you will spend over $2.5k which is a big amount.
Second, the fizzy drinks. Let’s talk about who doesn’t drink alcohol. Soft drinks like Coca-Cola or Sprite not only waste money but also destroys your health. If you make it a habit, you could spend more than $500 a year. Moreover, these drinks increase the chance of diabetes and other long-term diseases which could be costly to treat.
Just by following the first step of a healthy lifestyle you are saving over $3k per year. The cost is minimum, you will actually save more.
2. Save on Transportation Cost
Walking is not only good for health but also saves money. We all know how expensive is the transport costs nowadays. Vehicle maintenance, fuel costs, parking, etc. are costly and increasing every year. Even if you use public transport, it’s costly.
If you can avoid taking a vehicle and walk, you can save a lot. Ask you, children, as well to walk to school. In the beginning, you may feel uncomfortable but remember its healthy. Moreover, you can have more quality time with your family while walking.
Start for the school or office a bit earlier and enjoy the walk. However, it is not applicable if you need to go too far.
3. Reduce Medical and Insurance Costs
The medical bill is a headache for many people nowadays, especially, for seniors. A healthy lifestyle saves you from these extra bills. A good lifestyle means fewer diseases. Regular walk and exercise help you to control diabetes, blood pressure, high cholesterol, etc. We all know how expensive these things to control by medicine. Moreover, you don’t need to visit the doctor regularly.
Now let’s consider the life insurance cost. A senior citizen with a medical condition pays three to four times more for a life insurance policy. But, when you are healthy and follow a healthy lifestyle, you pay less for the same policy.
Do you know why?
You are holding less risk for the insurer. Health class is the most important factor an insurer considers. So, by living healthy, you are saving a lot. However, if you suddenly became very ill, not to worry. Companies like harborlifesettlements.com offer a viatical settlement, which allows you to sell your policy for a lump cash sum to avoid high premium payments.
4. Saves You from Costly Activities
To live healthily, you need to give time to yourself. When you are giving more concentration on your health, you will feel that you are preferring to have a walk or playing football rather than spending bucks to watch a movie on cineplex.
Outdoor activities are free and give you refreshments. This will also improve family bonding. Pass the quality time with your family as well as stay healthy.
5. Reduces Food Costs
It may come in your mind that organic foods are way costlier, how could you save!
Yes, it’s true that organic foods are costly but remember you are paying more for something good for health. Moreover, you will save in other ways. How?
To be healthy, you must avoid processed and pre-packaged foods. Instead, cook the food by yourself. Buy all the ingredients you need and cook it at home. By doing this, you will save money as you can cook more with the ingredients you bought with the same amount of money you need to buy packaged food.
While preparing the food, your body will be active and burn calories. Homemade foods are good for health and improve the immune system. Our body can consume less processed food quicker. So, by doing this you are saving money and getting health benefits.
Avoiding restaurant foods is also beneficial for your pocket. A takeaway meal is three to five times costlier than homemade foods.
I hope now you know how you are saving money by living a healthy lifestyle. There is nothing wrong to live a healthy life. Saving money is just an added benefit.